For Sellers

Sell on your terms, not the bank's

Traditional listings tie you to buyer financing approvals, appraisal contingencies, and 30-day close windows that fall through. The Subto model lets you sell to a buyer who takes over your payments — closing in days, not months.

Flexible Terms

Structure the deal around monthly payments, down payments, and balloon terms that fit your situation — not a lender's checklist.

Close in Days

No bank approval means no 45-day underwriting window. Once you and the buyer agree, we coordinate the closing.

Keep Your Equity

You walk away with the down payment and accumulated principal. No fire-sale discounts to satisfy a cash buyer.

How the Subto model works for you

  1. 01We list your property and market it to our buyer network of investors who specialize in creative financing.
  2. 02Buyers submit terms — down payment, monthly payment, term length. You review and accept the offer that works for you.
  3. 03We coordinate title, documents, and closing. You get paid at the closing table.